Budgeting Loan: 0870 218 5094

Dial the Budgeting Loan contact number to speak with a Budgeting Loan customer service specialist. Advisers can provide assistance with questions regarding eligibility requirements, application submission, application status, changes in circumstances, and more. The Budgeting Loan phone number is open to callers between the hours of 8am and 6pm, Monday to Friday.

Budgeting Loan Contact Number
0870 218 5094

The UK government created Budgeting Loan to help its citizens cope with their financial needs at any given time. This loan is not of a commercial nature, and thus no tax or interest is charged on it. The maximum period for repayment is 108 weeks. If you’ve been receiving income-related benefits for at least 26 weeks running, you should qualify to receive these loans. To learn more about applying for a loan, repayment, and qualifications, call the Budgeting Loan number shown here.

Budgeting Loan: 0870 280 6595

HelplineContact Number
Customer Services0870 280 6595
Make A Complaint0345 603 6967
International Number+44 345 603 6967

Budgeting Loan Contact

Inquiries can be made to find out whether or not you’re eligible or entitled to a loan. The best time to call them is between the hours of 8am-6pm, Monday through Friday. You can also make use of text phone facilities if you experience any difficulty with your hearing. There are not specific social media pages for Budgeting Loan, but assistance may be had by using the gov.uk social media pages. Email is also an option, with the primary email address being: ice.budgetingloans@dwp.gsi.gov.uk. The mailing address varies, depending on where you live. Call the Budgeting Loan phone number to request the proper address for your location.

Eligibility & Qualifications

Like any other loan, eligibility rules apply here as well. For instance, you must have received certain benefits for at least 26 weeks. Benefits such as Jobeeker’s allowance, pension funds, or general income support are all treated as income benefits. To ask questions about specific qualifications, ring the Budgeting Loan telephone number during the business week. When you apply for a loan, you should get a response within the first two weeks. This loan has really helped families in the UK cope with expenses, with an added benefit being that it is interest-free.

Application Submission

You can obtain the application form online (download from the gov.uk website) or from a local JobCentre Plus location. When completing the form, you have to state how much money you need and also the purpose for which you’ll use the funds. If your application goes through and is approved, you’ll receive details of how much you can be loaned, plus how repayments will be made. You have to accept the loan and its repayment terms. Once you sign the agreement, you’ll receive the funds in your bank account. Call the phone number for Budgeting Loan if you need to provide bank account information.

Budgeting Loan contact is recommended if you’re applying for funds through the Pension office. You first need to be eligible by receiving a number of income benefits, including pension funds for a period of at least 26 weeks. Unfortunately, your application will be turned down if you don’t meet these requirements. If you wish to apply for a loan and have just recently begun to receive pension payments, call the phone number for Budgeting Loan to see how much longer you need to wait before applying.

Loan Status

To learn the progress of your application, you can call your local Budgeting Loan number and supply them with your identity details so they can check your application status. What is more, you can always contact a JobCentre Plus office (which is in charge of giving out these loans) to confirm the progress of your application. Once a final decision is made, you will be updated on the status of your application regardless of whether you were approved or denied.

Some people opt to appeal against the decision to turn them down so they can have another chance of qualifying for these loans. If you’re one of these people, then you should give at least 12 days to receive a response from them after an appeal has been filed. Calling the Budgeting Loan contact number will allow you to learn the proper steps for requesting an appeal. Keep in mind that appeals are usually processed by third-party individuals, so you should always receive a fair judgment at the end of it all.

Loan Repayment

Budgeting loan is very flexible when it comes to repayment. If, by any chance, you fail to meet the deadline or conditions, you can call the Budgeting Loan phone number to discuss a possible term extension of the loan. Even though you are required to settle the amount in full, sometimes doing so is not possible. That is why you’re given the option to spread the repayments over weeks to reduce your debt load. Note that not all recipients can advantage of this extension period because not all circumstances qualify. Ring the Budgeting Loan telephone number to discuss all possible solutions to your situation if you are struggling with repayment.